Monday, January 21, 2008

Free Application for Federal Student Aid

For any student hoping to attend college in the coming year, the first place you need to start is by filling out the Free Application for Federal Student Aid that is commonly referred to as FAFSA. The earlier you fill out this form the better as far as your chances of receiving the full amount of financial aid that is available to you as well as to clear up and fix any potential problems that may arise well ahead of the deadline for aid being awarded.

The final date for application changes from year to year and is generally somewhere near the beginning of summer. Earlier is much better than later as far too many students wait until closer to deadline in order to fill out their forms and if you have any questions you are likely to find yourself standing in or calling into longer lines for your answers.

There are a few things you need to know about the FAFSA. Most schools require this form to have been filled out before they will award any financial aid, not just federal financial aid. In other words you should check with your school but you may need to fill out this form even if you are only applying for departmental scholarships and not federal financial aid. It is a good idea to begin at the financial aid office of the institution you plan to attend at any rate to make sure they do not have additional forms that they require you fill out in order to apply with financial aid through the university or college as well as the federal government.

Another thing you need to be well aware of is that you will need to fill out one of these forms for each year that you hope to receive financial aid of any kind. This is not something that is automatically renewed or guaranteed. There are many changes that could affect the amount of money you are eligible to receive as well as whether or not you are eligible to receive federal funds at all on any given academic year. For this reason you must apply for aid for each year that you attend.

Another thing that you must remember is that while a subsidized student loan doesn't been to accrue interest until you graduate or cease to be enrolled for the required hours, an unsubsidized student loan begin accruing interest from day one. This means that you will owe a substantial amount of money in interest upon graduation if you take out an unsubsidized student loan in order to pay for educational expenses.

Student loans make college educations possible for many people who would not otherwise have the opportunity to attend college. At the same time there are many people, who neglect to use these loans responsibly, which is the beginning of irresponsible spending habits that can plague people for the remainder of their lives. Take great caution that you use your student loans for their intended purpose and use them wisely.

The FAFSA also enables you to apply for Federal Pell Grants and Federal Work Study programs in addition to student loans. Of the three mentioned above, student loans should be a last resort rather than a first. The amount of money available can prove to be quite tempting so be very careful and read all the terms before signing up for any and all financial aid. Your high school, college financial aid office, and the Internet are all excellent sources for information on scholarships, grants, loans, and work study programs for which you may qualify.



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Thursday, October 11, 2007

Guaranteed College Nursing Scholarship

If you're on your way to college, you might be confused with the many courses being offered. Choosing one can give you a headache, but if you already know what particular career you want to pursue after college, you will not have much difficulty.

Observe the trends in the job market. The medical field hires a lot of competent people every year, and the demand for medical professionals is still increasing at present. Even those who already have a career are looking for ways to join this particular field.

Nurses are badly needed. The demand for nursing graduates is growing. Health agencies and other services are looking for highly trained and qualified nurses. That is probably why many students are attracted to this field.

The primary problem that most students encounter before they go to college, especially with a nursing course, is funding. Though this field is very much in demand, not all aspiring nursing students are able to graduate because of financial problems.

Public colleges which offer nursing courses can cost you around $14,000 a year; and if you want to attend college in a private university, the cost can reach as high as $30,000 a year. And to think that the tuition fees increase every year. You can just imagine how much it's going to cost you if you want to graduate with a nursing degree.

Nursing is quite an expensive course, and if you don’t have the money, you can't possibly graduate. What a sad ending for an aspiring student, but don’t lose hope yet. There are still ways to pursue your college studies without anymore worrying for your expenses.

Education helps people learn about different things, but it doesn’t end there, it is also a business in itself. If you don’t have enough money, you can't get the best education possible. If you don’t have money, that is not a problem. If you want to finish a course in nursing, you must be aware that it entails a lot of coursework. So if you are a working student, you will surely have difficulty in keeping up with your job and the coursework. What you need is a college scholarship to fully concentrate in your education.

First and foremost, you must contact nursing associations in your locality, your state's nursing board, and the American Nurses Association (ANA). Check the website of ANA on the net because they can provide you with the necessary information you will need for a nursing scholarship and grants. All it takes is a little research.

Federal government funds certain nursing scholarships, as well as private entities. Schools, agencies, and corporations offer nursing scholarships for individual students.

You will need all indispensable information from certain people like the college of nursing department head. He/she can provide you with scholarship/grant applications. Or you can also contact the person in authority who provides scholarship/grants to nursing students.

You're quite lucky if you have parents who can fund your way to college, but if you're one of the less fortunate ones, you definitely need some form of assistance. Stand up and make a move, don’t just sit there and wait for someone to offer you a scholarship of some sort. Chances are it wouldn’t come looking for you.

If you are quite confident that you can maintain a scholarship, apply for one. It never hurts to try.



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Wednesday, September 26, 2007

What is Scholarship

Money does seem to make the world go round these days and that is not always a good thing for anyone looking to advance himself or herself. If you cannot afford an education then you are missing out on the chance to fulfill your own potential. This can actually have a knock on effect on the rest of the surrounding area. You may have skills that could be of great service to another and yet never have the opportunity to develop them, and that is why it is extremely important to seek out any way possible of fulfilling your potential and developing yourself to the fullest extent. That is in fact where scholarships come in!

Scholarships and grants can provide a fantastic source of financial aid for individuals who either deserve it in terms of their talent or are struggling as a result of financial hardship. In some cases, the individual actually falls under both category headings. Regardless of where they fit into the scheme of things, talented individuals that need help can get it from a scholarship or grant.

A scholarship is a financial merit-based award that a student would have to apply for. The scholarship may be a package of financial aid to help the student. It could include housing and course materials as well as tuition, or just the tuition. It may only be a percentage of the tuition. This is dependent on the terms and conditions of the scholarship itself and what it offers. It may last for an academic year or for the duration of your degree course. However, it will always have conditions attached, and this will most likely relate to your grade point average. It would have to remain above a certain level for you to qualify for the scholarship.

A grant is totally different. Again, you would have to apply for it, but it would be a one off payment that would be awarded to you for a specific purpose. It may be a specific topic you are working on would be eligible for funding and you were given a grant of a set amount to help. You may be eligible for a housing grant if your family's income level is below a certain level. Whatever the reason for the award, it is a one off payment of a set amount.

Scholarships can be applied for by anyone attending an academic institution for a period of time. The application forms are usually quite extensive and can take hours to fill in properly. One slight mistake on the form could get it discarded, so the most important thing for you to do is actually read through the instructions and comply with what it is asking from you to the letter! There will literally be thousands of candidates for any scholarship so you have to be able to make your application stand out from the crowd in order to obtain the funding. It does help if you have a gift for certain ones, but the majority just want to help someone who needs the funding and stand out from the crowd.

The one rule is do not lie. If you do they will find out during the course of their investigations and considerations, and your application will immediately be rejected! Always be honest and show your awards and merits up in the best light possible if you want results. It may also be worth applying for several scholarships and grants at any given time so that you are not putting your eggs in the one basket. It never hurts to have a back up, especially where college and money is concerned!

Scholarships and grants can be difficult to get to grips with if you have never had experience of them before so it is essential that you fully understand the process and concept before beginning to apply. Financing is important for college students these days so you owe it to yourself to do the best you can in terms of your application. It is your future after all!



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Wednesday, September 19, 2007

A Guide To Scholarship Applications

Scholarship applications can be extremely complex and confusing. Not only does every different scholarship body want something different, but none of them seem to set the deadline dates for the same week, which no doubt would confuse you even more! When you are applying for college, it can seem like you are going round in an endless circle, trying to finish tasks that you have already started but seemingly getting nowhere. It can be a chore just to finish one application to a college, let alone fill in several for scholarships as well. However, help is at hand and you can make life easier for yourself with these basic tips:

Read every application carefully.

Every scholarship requires something different because no two are the same, so you cannot just fill out one for them all and hope that you will get a measure of success. It does not work like that. There will always be something different expected of you, whether there is a word limit on your personal statement or fewer letters of is recommendation. If you do not read it and comply with the guidelines then you application will be discarded straight away.

Prepare in advance.

Before you even begin to research scholarships in depth, you should practice your personal statement. Style is extremely important so you should write it out the summer before you plan to apply to ensure that get it completely right. If a personal statement reflects you then it is perfect for your applications. Keep the copy of the draft you wrote and then use that as a foundation on which to build your actually personal statements when it comes to applying for real.

Work with the space you have.

Try not to use continuation sheets on scholarship applications because the likelihood is then that representatives or assessors will get bored half way through. Try to keep all of the information to a minimum but include as many activities as you can in your list. You could even add a few into your personal statement if you run out of space. However, if you do not have enough space then leave out the ones that are not important, and plan this out in advance because there is nothing worse that Tipp-ex marks on an application.

Look at what they want.

You should always look at what the provider of the scholarship is asking or and give them what they want. Never ever lie on an application form but tailor your own personality traits to your advantage. If they are looking for someone with character then communicate that in your writing style. If they are looking for integrity then mention an example of it. Always back up what you have to say by just tailor what you know about yourself to what they are looking for in you!

Always give your reasons why you want to study a certain subject.

Many individuals fall down at this step because they do not justify their reasons for wanting to take a certain subject. There must be a reason behind your choice but failing to communicate it or failing to put your reasons across in a logical and well-reasoned way can ultimately ensure that you fall at the last hurdle!

Read it through.

Never send an application form for a scholarship without reading it trough first. Make sure that you have said everything that you want to say and in a clear and concise but logical way so it is easy to read. If it passes your critical eye then I should pass theirs!



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Tuesday, September 18, 2007

Paying for your Child’s College Finances

Let's suppose that you have a child who will be graduating soon from high school. Of course, you will feel happy, just like any proud parent who have their children graduating from high school. It is one of the challenges of life that you have successfully surpassed, despite of the financial instabilities that you have probably experienced. It is time to celebrate, for you have fulfilled your responsibility of giving your child a bright future.

But as many would say, a high school graduation is not the end. In fact, it is just the beginning of tougher challenges that awaits you and your child in the succeeding years—college education.

At this point, you should start thinking about how you will finance the studies of your college-bound child. With the increasing cost of tuition fees, you need to plan ahead of time to avoid any misfortune, especially if you have experienced how to be financially-needing. You know how hard it is to have both of your hands tied-up against the increasing cost of your child’s high school education before. The sooner you start planning for the college education of your child, the less you will encounter financially-related problems later on.

If you think you will be faced again with financial problems, it is important that you know the different financial aid programs available for your college-bound child. Continue reading and learn the financial aids to lean on to:

Grants- it is the first type of college financial aid that you can apply for. It simply requires you to complete a FAFSA (Free Application for Federal Student Aid) form. Once the application has been sent, it will be evaluated and if your child will qualify, he/she will be entitled to the full amount of what he/she qualifies for. At this point, you need not do anything much further except to provide the name of the college or university your child wants to enroll to.

Scholarships- although scholarship is commonly intended for students who have the “brains” but do not have the “fortune”, not all college scholarships are bounded to academics. Students who do not have the best academic record can still qualify to other multitudes of college scholarships. There you have the college sports scholarships, community service work scholarships, social involvement scholarships, and others. There are just the different types of scholarships for your child if he is not that talented when it comes to academics.

Student Loans- these type of loans have lower interest rates compared to other types of loans. There are instances where the loans are subsidized, which means that the interest does not accumulate until a student finishes college. Furthermore, these loans does not require a collateral, thus you do not have to worry about putting your own home as a collateral against the student loan for your child. Most of these loans are available on a variety of repayment plans at low interest rates and low monthly installment payments.

If you have not started searching for the various financial aid programs available, it is recommended that you start now. These financial aids will help you in the long run and will provide the funds needed for your child’s college education. Get yourself free from financial worries through these aids.



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Monday, September 10, 2007

College Scholarship for Students with Interests in Music

Education is the key for a successful career, which is why it is the primary responsibility of all parents to send their children to school. Although education is a necessity, not all parents are able to fund their children's schooling. Others usually stop after they graduate from high school.

This is truly happening in almost any part of the world, and according to statistics, the number is increasing year after year. And this is probably why the government and other private organizations are looking for ways to give scholarships to capable students with limited financial resources.

Students are not alike; in fact, each individual has his/her own distinct characteristic and talent. Some students have talents in the arts, dancing, singing, and music. Now, there are scholarships for particular fields of interest. And if you do love music very much, there are a lot of scholarships for college music.

Music is very popular, and many students are becoming interested in this certain area. Although some parents may not like their children to pursue a career in music (because what they want is a more stable career), students have a choice.

Here is a list of some of the music scholarships available for students:

1. vocal scholarship from Bel Canto; this foundation awards over $15,000 to opera singers with ages ranging from 20-37 who want to pursue an opera career in America
2. John Lennon program for BMI scholarship; this is a scholarship awarded to songwriters who are able to write original compositions. But you can only take advantage of this scholarship if you are invited
3. Scholarship award by String Magazine; this is open for students who are currently in undergraduate program; the award is usually based on academic merit, community service and financial need.
4. FAME also awards college scholarships for students who are nominated for professional achievement for senior college students.

The internet can provide you with a wide range of music scholarship resources. There are different websites which you can visit, and once you’re in their site, see what requirements are needed in order to qualify for the scholarship.

Almost any big university offers a form of scholarship, check with their registrar for scholarship information. There are universities in your local area, take time to visit them. It would be best if you make a list of the different college scholarships awarded to students with interest in music.

Music is a field of interest which only very few individuals take interest. So if you're one of the few people struggling to get a college degree in music, begin your search for the scholarship. If you think, you can pass the required qualifications, go and take the chance.

Like any other student dreaming of a life in college, you should not be discouraged by the difficulty that you're now facing. People have problems, and that can't be avoided.

Financial constraints are not enough to stop you from getting that college education. Choose the best option available for you. This is your way to a dazzling career in the near future.

You are a gifted individual. Share your talent with other people, and show them your love for music. And who knows, you might just be the one that the music industry is waiting for all these years.



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Wednesday, September 5, 2007

Online search to access to a fast and free college recruiting scholarship

The myriad applications on online transactions extend to the colleges’ and universities’ expansion of services. Both connections are working for the benefit of the student population. Since the use of the web has been a rudimentary tool for learning - as used by students for research or for online education - it is a smart evolution to link college recruiting scholarship agencies to the net.

After a long period of internet marketing, online recruitment has alleviated the processes of searching for college scholarships, dropping the conventional falling in a long line and standing the heat, sweat and slow processes. Thus, switching from one recruitment company to another is just some clicks away. Not to mention that this is all for free - free from transportation expenses and quotation fees.

This makes it possible that at one time, you are studying the system in a particular scholarship grant of a university and all at once move to another. Then, you can easily compare the benefits, tuition and miscellaneous fees and the governing regulations of the different institutions.

The internet had provided free recruiting companies with credible information. All you had to do is find the directory of those with intellectual property rights and trademarks among the queue of names. Although certain procedures had been taken into account to filter the yellow pages of scams, the student must also be meticulous in choosing where to submit the scholarship grant application. Surely, no one would want his efforts to be wasted.

The online college scholarship recruiting companies offers many advantages. University visits are facilitated while they have the convenience of their privacy. In addition, instant answers are posted even before a query could be made because of FAQ links provided. Navigating the web also introduces other students to other places who are benefited of the scholarship, faculties and sponsoring individuals or companies.

When you have done enough surfing, you are ready to fill up an application form. This is of course after meeting the requirements of the scholarship grant that you intend to apply. The requirements are usually posted together with the ads of the scholarship recruitment company. Certain eligibility factors are considered in online college recruitment just like in the typical process. If you know that you are qualified in the standards set by the board, then there’s no reason to delay the application.

When submitting an application, make sure that you have attached with it the necessary documents. Incompletion of the requirements can lead to disqualification or voidance. In any way, you will receive a notice of acceptance or of denial of your application. If your application had been approved, well, congratulations then. It’s an achievement credited to you. But if your application has been denied, better try the next one. It’s all about persevering to achieve your goals, after all that is one principal quality of a scholar.

Because the college scholarship recruiting company aims to establish a connection between the student and the university, it also has the responsibility to present the admission process. Necessary information such as dates of enrollment, start of classes and orientation should be laid at the bulletin boards.

All these advantages are laid bare in the net. All you have to do is extend a little effort and scrutinize the validity of the recruiting company. All these sum up to the campaign of education for all.



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Monday, September 3, 2007

Finding a College Scholarship for a Single Mother

Women dream of having a happy and fulfilled family life. But sometimes reality can really hurt, and the fairy tale world ends with a snap of a finger. And very soon, you'll find yourself raising your kids alone without the help of your husband. Supporting a family with kids is tough, especially if you're a single mom. And the best way to be able to give your kids a decent life is to finish college, and land a good job.

Being a single mother can be very hard. You would have to do everything yourself; work hard, attend to your kids needs, and attend college classes. Oftentimes, you will have difficulty in handling your finances. And attending college requires a certain sum of money. Here is where a college scholarship will come in handy.

Different universities offer college scholarships for single moms; all you have to do is to find the right university which could help you in that aspect. The internet is also a good source of universities and institutions which offer such scholarships. Finding these universities/institutions requires a bit of your time, but it's quite worthy in the end.

Some single mothers will often think that it's the end of the world, but it is not so; though you may have many problems, getting your way through college is still very much important. At least, after you graduate, you can look for a high-paying job.

Almost any scholarship grant has pre-set standards. If you can pass these standards, you will eventually get money for college free. You don’t need to pay back because it's not considered as a debt. These grants are often paid for by the government and other private organizations. The money that you will receive can be used to pay for tuition fees and other university fees.

How will you start your search? Well, you can start by asking for information from your state department for college/higher education, local library, financial aid departments, and guidance counselors. You can also ask your employer (if you're presently employed) and some of your friends.

You can choose from many deals, and beware of scams for there are a great many who want to victimize you. Check all possible scholarship deals that you may encounter, know the qualifications required like transcripts, recommendation letters, essays, and other important papers which can prove your eligibility.

Applying for a college scholarship is just like applying for a job. So make yourself presentable, and get all your important papers in proper order. There are times when you may have second thoughts about going back to college, but your future lies in your bare hands. Talk with family and friends who can provide you with your needed support as you go through this stage; ask for advice and finally, arrive at a decision.

If you think, you can pull it through to college, with a family and work to manage, don’t waste your chance. College scholarships are free, so why not just do it.

Some of the college scholarships for single mothers are Women's Opportunity Award and the Raise the Nation Scholarship. Resources for college scholarships are not hard to find. Prepare for your kids' future and look for scholarship which can support your college needs. The job that you've wanted to have is just within your arms reach.



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Saturday, September 1, 2007

Free College Money from Scholarship and Grants

High school days are usually the time when you can fully enjoy your student life, and after you graduate, it's time for you to go to college. But the truth is, many students are unable to go to college because of certain financial issues. This however, should not hinder you from pursuing higher education. You have options, and all you have to do is to discover what options are available for would-be college students like you.

Having a brilliant career is probably what most students are dreaming about and you can only achieve this if you are able to graduate from college. With all the financial constraints surrounding you, don’t give up easily and check these six options for you to choose from,

1. scholarships
2. grants
3. loans
4. get a part-time job
5. join community programs and avail of their services
6. joining the army

Among these six options, the first two are usually the likely choice of almost any student. You can find scholarships and grants in almost any part of the globe. Perhaps the reason why many students prefer these options is because they don’t have to repay the money that they'll be using through college.

This is truly an advantage compared to acquiring a loan. A loan needs to be repaid at a specific date and time while scholarships/grants are given to students free.

Talk to your high school guidance counselor, because he/she might know of particular institutions or universities which offer college scholarships and grants. Applicants with artistic, athletic, and scientific talents are also given special scholarships especially those who are in need of serious financial resources. Also, check for online databases that cater to college scholarships which the public can browse freely.

Many students may think that a grant is similar to a college scholarship. It is different in the sense that with a grant, you are required to submit a proposal for a possible future project. And if your proposal is quite good, you can find a sponsor which can fund your way through college.

Scholarships on the other hand, are given to students based on their achievements. So, college scholarships are much easier to obtain than grants.

Any way you choose, you still have to meet their standards. And if the institution or university decides that you are a qualified applicant, then that is only the time that you can enjoy the benefits of being a scholar.

When you are finally awarded with a scholarship or grant, be responsible and do everything you can to maintain your good standing in class. Oftentimes, scholarships and grants require you to maintain certain ratings while you're in college. You must also be aware that they can also terminate your scholarship/grant if they see it fit.

The money that you'll get from the scholarship should be used to fund your way to college; like payment of tuition fees and other school fees. Take advantage of your situation and make the most out of your free education. Don’t waste the chance that has been given to you.

The career that you've wanted all these years is just waiting for you. So take chances, life is full of many obstacles; but if you are hardworking, diligent, and patient, you can go through your college life with ease.



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Wednesday, August 22, 2007

How to get a Free College Scholarship and Get the Degree you Want

fresh graduates from high schools all over America have the same problem finding a free scholarship for college. While for those who have gone to private schools, money won't seem to be a problem as their parents could probably afford it. But for the millions of kids that go to public schools, this is a problem that has hounded them for years.

Many of these kids don’t even bother thinking about college. Most of them just get jobs and think about their independence. But how many of them do actually succeed and lead comfortable lives and get good earning jobs?

The chances are very slim. Getting a good college degree is the key to expedite the climb to the corporate ladder plus, they also get the much needed knowledge to be competitive in the work force. The diploma is not just a piece of paper that costs hundreds of thousands of dollars, the education that comes with those four years of hard work and great college fun is what you invest in.

But did you know that many college students from all over the country have been receiving scholarship money amounting to billions of dollars every year? This money comes from different sources and are divided up by many college students to get a free scholarship for college.

So the next question would be, how will you be able to get your hands into some of this money to finance your college education? Here are some steps many experts have recommended.

Start your search the earliest possible.

Don’t wait until you are in your senior year to find the source of these free scholarships. Even though you are just a junior, even in your sophomore year in high school, you should be able to start looking. There are even scholarships that are already awarded to junior year high school students. The first place you should go to look for these scholarships is in the counseling office of your high school. Then follow it up at the college financial aid office. You may also try the local community and civic organizations in your area. The Department of Education from your state is also a good place for inquiries. And of course, the Internet.

Never stop looking for free scholarships.

Some scholarships are only good for a year or two. The more back up scholarship programs you have the more likely you will be able to finish your degree.

Hone your skills and interests.

There are many scholarship grantees that focuses on a persons skills, particular interest, ethnicity, athletic and extracurricular achievements or religion, so even if you do not have the highest academic distinction in your class, you still have a chance to be a scholar.

Be prompt with the deadlines

Note the dates when you have to pass your requirements, being late in your submission is as good as not submitting at all.

Grab every opportunity.

Apply for every scholarship program that you think you may qualify for. You may not pass in all of them, but at least you have other options.

Beware of the many scams in the Internet; if a website is charging you, this is likely just a con to get some money. Be relentless in your search and you will get that college degree you need with a college free scholarship.



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